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Our criteria to see if you qualify for mortgage protection:

1
Have a mortgage

2
Repayment or interest only

3
Residential or commercial

4
Joint or single

Why choose us

1

We have access to a wide range of 5* Defaqto providers meaning we don't only help you find the most competitive quotes but we also strive to make sure that any firm we recommend is reputable.

2

We provide a thorough quote that gives you an in-depth explanation as to how much cover and what products your family needs to ensure your home is protected. We will then tailor our recommendation to your needs and provide you with an inclusive trust writing service to ensure your payout skips probate and any inheritance tax.

3

We will provide you with a personal broker who you can contact via phone or text to ensure your mortgage life insurance needs are met, even after we have set your policy up for you.

How does it work?
Mortgage Life insurance provides a lump sum on death or diagnosis of a terminal illness of the person insured.

That money then goes to whoever is your next of kin or co-borrower and is then used to pay off the mortgage, ensuring your loved ones keep their home and are not given the burden of an unplanned debt. Mortgage cover should be joint or single depending on if the mortgage is joint or single too.


How much and what cover do I need?
Dictating how much and what mortgage cover you need is based on your mortgage details such as term, repayment amount, type of mortgage etc.

Our specialist team will quote the exact amounts needed based on the information you give us.


I have health problems, am I still eligible?
That depends, but we have a track record of insuring people who have medicals such as diabetes etc.

It work’s on a case by case basis so it is still worth getting a quote to see if we can do anything to help. We try our best to find the best solutions for all our clients, regardless of health.