Individually tailored policies
Quotes from 5 star defaqto companies
No-obligation financial advice
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All of your quotes will be based on our recommendations. Rest-assured our main aim is to find you the most competitive quotes that are tailored to your needs. We can also amend your quote based on affordability, meaning regardless of your budget, we will always find you the best solution.
Life insurance provides a tax-free payout to your loved ones when you pass away or become terminally ill, helping cover living expenses, debts, or funeral costs. It’s essentially a safety net that ensures they’re financially protected if you’re no longer around to provide for them. Life insurance is really important if you have children that are financially reliant on you, are married, have a mortgage or simply want to leave some money behind to cover unexpected costs!
It's sensible to review your life insurance policies once a year. Subtle changes in your expenditure, income or mortgage can affect your coverage. It's also important to review your policies to make sure the cover you have is still correct for your situation as circumstances may change.
No. Our advice is always fee free.
Determining the right amount of cover can be tricky, which is why we handle it for you. By evaluating your unique situation, we calculate precisely how much cover you need. We then break everything down simply, leaving you with exactly what’s required, saving you time and money. Being precise has its perks!
Each product serves a different purpose. Life insurance provides a lump sum to your loved ones if you pass away. Mortgage insurance is specifically designed to pay off your mortgage, keeping your home secure. Critical illness cover pays out a lump sum if you’re diagnosed with a serious condition like cancer or heart disease. Income protection replaces a portion of your salary if you can’t work due to illness or injury, helping you stay on top of your bills. We make sure we cover all angles when it comes to protecting you and your loved ones.
Yes, we can. If done correctly this can be tax efficient and help Limited Company directors save money on their premiums. We can also look at financial planning for Limited Companies that need shareholder cover, business loan cover, sick pay and key person cover.