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Our criteria to see if you qualify for Income Protection:

1
Are self-employed.

2
Have no sick pay at all.

Why choose us

1

We have access to a wide range of 5* Defaqto providers meaning we don't only help you find the most competitive quotes but we also strive to make sure that any firm we recommend is reputable.

2

We provide you an income protection quote that best suits you based on your individual situation and needs. We will also include a breakdown of how much we recommend you are covered for and what provider we think suits you best.

3

We will provide you with a personal broker who you can contact via phone or text to ensure your critical illness cover needs are met, even after we have set your policy up for you.

How does it work?
Income protection pays out if you are unable to work for a period of 4 weeks or more.

The best thing about income protection is that unlike critical illness, there are no specific accident or illness criteria. As long as you are unable to perform your own occupation it will pay out. This does not cover pre-existing conditions and there is no limit to the amount of times you can claim.


How much and what cover do I need?
Dictating how much income protection you need and what income protection policy you need is based on your expenditure, your provable pre-tax income and other factors.

Our team of specialists will create your quote and break down our recommendations based on your circumstances.


I have health problems, am I still eligible?
That depends, but we have a track record of insuring people who have medicals such as diabetes etc.

It work’s on a case by case basis so it is still worth getting a quote to see if we can do anything to help. We try our best to find the best solutions for all our clients, regardless of health.