That money then goes to whoever is your next of kin or co-borrower and is then used to pay off the mortgage, ensuring your loved ones keep their home and are not given the burden of an unplanned debt. Mortgage cover should be joint or single depending on if the mortgage is joint or single too.
Our specialist team will quote the exact amounts needed based on the information you give us.
It work’s on a case by case basis so it is still worth getting a quote to see if we can do anything to help. We try our best to find the best solutions for all our clients, regardless of health.