That money then goes to whoever you want it to go to, ensuring your loved ones are not financially vulnerable should the worst happen to you. Life insurance can be joint or single. We take into consideration your situation and recommend whether a joint or single policy would be best for your situation.
What we can confidently say is we will provide a break down of how much cover you need and why you need it if you request a quote. That way you have comfort in not just being covered but also understanding why you are covered for the amounts you are.
It work’s on a case by case basis so it is still worth getting a quote to see if we can do anything to help. We try our best to find the best solutions for all our clients, regardless of health.